GO
● Active
Guarantee of Principal Death Benefit
Lincoln National Life Insurance Company
DTCC ID
—
COMPANY
Lincoln National Life Insurance Company
TYPE
RILA
INCEPTION
Sep 15, 2025
Identity
Benefit name
Guarantee of Principal Death Benefit
Internal benefit name
Guarantee of Principal Death Benefit
Product policy type
RILA
Status
● Active
Sequence
2
Inception date
Sep 15, 2025
Closed date
—
DTCC Rider ID
—
Last modified
Sep 11, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Not Applicable
Partial withdrawals
Withdrawal reduces the purchase payments on same proportion that withdrawals reduced the Contract Value.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner or annuitant, benefit will be greater of - 1) contract value, or 2) total purchase payments adjusted for withdrawals.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
The benefit will automatically terminate upon 1) annuitization; 2) death; 3) change in ownership.
Available when added
At contract issue.
Effect change ownership
Change in contract owners or annuitant may terminate the rider.