BD
● Terminated
Basic Death Benefit with 5% Roll-up
Massachusetts Mutual Life Insurance Company
DTCC ID
—
COMPANY
Massachusetts Mutual Life Insurance Company
TYPE
Variable Annuity
INCEPTION
May 28, 2002
Identity
Benefit name
Basic Death Benefit with 5% Roll-up
Internal benefit name
Basic Death Benefit with 5% Roll-up
Product policy type
Variable Annuity
Status
● Terminated
Sequence
4
Inception date
May 28, 2002
Closed date
—
DTCC Rider ID
—
Last modified
Oct 17, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a natural entity)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner, benefit will be greater of - 1)contract value, 2)purchase payments adjusted for withdrawals and charges, or the 3)roll-up value. The roll-up accumulates purchase payments at a 5% effective annual interest rate (0% after age 80), adjusted for withdrawals and capped at twice the adjusted purchase payments.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
May not be terminated.
Available when added
No longer available for new purchases.