RO
● Active
Return of Premium Death Benefit
MEMBERS Life Insurance Company
DTCC ID
—
COMPANY
MEMBERS Life Insurance Company
TYPE
RILA
INCEPTION
Nov 03, 2025
Identity
Benefit name
Return of Premium Death Benefit
Internal benefit name
Return of Premium Death Benefit
Company
Product policy type
RILA
Status
● Active
Sequence
1
Inception date
Nov 03, 2025
Closed date
—
DTCC Rider ID
—
Last modified
Nov 03, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Not Applicable.
Partial withdrawals
Withdrawal will reduce the death benefit proportionally.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner, benefit will get the greater of- 1) Contract Value or 2) total Purchase Payments adjusted for withdrawals.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
May not be terminated.
Effect change ownership
Change in ownership will result in termination of rider except under certain conditions.