OD
● Terminated
Optional death benfit
Talcott Resolution Life Insurance Company
DTCC ID
—
COMPANY
Talcott Resolution Life Insurance Company
TYPE
Variable Annuity
INCEPTION
Sep 15, 2000
Identity
Benefit name
Optional death benfit
Internal benefit name
Optional death benfit
Product policy type
Variable Annuity
Status
● Terminated
Sequence
2
Inception date
Sep 15, 2000
Closed date
May 01, 2013
DTCC Rider ID
—
Last modified
Jan 06, 2026
Life & Age
Based on life
Owner (or Annuitant if owner is a natural entity)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Issuer will recalculate benefit base upon partial withdrawal.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. the Optional Death Benefit, if elected, provides a Death Benefit equal to the greatest of (i) total Premium Payments less partial Surrenders, (ii) Contract Value, (iii) Maximum Anniversary Value, or (iv) Interest Accumulation Value (which grows from the date elected at 5.0% per year compounded daily subject to adjustment for Surrenders), subject to a 200% cap of Contract Value and Premium Payments.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
May not be terminated.
Available when added
No longer available for new purchases.