TD
● Active
Traditional Death Benefit
Allianz Life Insurance Company of North America
DTCC ID
—
COMPANY
Allianz Life Insurance Company of North America
TYPE
RILA
INCEPTION
Mar 10, 2026
Identity
Benefit name
Traditional Death Benefit
Internal benefit name
Traditional Death Benefit
Product policy type
RILA
Status
● Active
Sequence
1
Inception date
Mar 10, 2026
Closed date
—
DTCC Rider ID
—
Last modified
Mar 12, 2026
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
Withdrawals will reduce purchase payments in the same proportion.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase only. Upon death of owner, benefit will be greater of - 1) contract value; or 2) the guaranteed death benefit value. The Guaranteed Death Benefit Value is equal to the total purchase payments reduced by withdrawals. The death benefit is included with the product at contract issue if the Maximum Anniversary Value Death Benefit is not elected.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
May automatically gets terminated upon earliest of the 1) annuitization; 2) Guaranteed death benefit value or contract value reaches to zero; or 3) contract terminates
Available when added
Automatically included at contract issue if MAVDB isn’t elected
Effect change ownership
Change in ownership may reduce the death benefit value to the contract value.