BD
● Active
Basic Death Benefit
American General Life Insurance Company
DTCC ID
—
COMPANY
American General Life Insurance Company
TYPE
Indexed Annuity
INCEPTION
Sep 08, 2014
Identity
Benefit name
Basic Death Benefit
Internal benefit name
Basic Death Benefit
Product policy type
Indexed Annuity
Status
● Active
Sequence
1
Inception date
Sep 08, 2014
Closed date
—
DTCC Rider ID
—
Last modified
Jul 25, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
—
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available at the time of death, the beneficiary receives the greater of the contract value (excluding withdrawal charges and Market Value Adjustment) or the Minimum Withdrawal Value. The Beneficiary Protection Option is available by paying the death benefit directly to your chosen beneficiaries, avoiding probate. They will receive the greater of the contract value with interest or a guaranteed minimum amount, ensuring a quicker and more secure payout.
Lifecycle Events
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