Death Benefits

GO

Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America 15 Sep 2003

GO

Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Death Benefit Active

Equitable Financial Life Insurance Company of America 01 May 2002

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America 29 May 2007

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America 29 May 2007

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America 29 May 2007

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America 15 Sep 2003

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America 29 May 2007

GO

Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America 29 May 2007

GO

Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America

GO

Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America 29 May 2007

GO

Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America 29 May 2007

GO

Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit Terminated

Equitable Financial Life Insurance Company of America 29 May 2007

GO

Greater of Annual Step-Up or 5% Annual Increase Death Benefit Terminated

Metropolitan Life Insurance Company

GO

Greater of Annual Step-Up or 5% Annual Increase Death Benefit Terminated

New England Life Insurance Company 15 May 2001

GO

Greater of Annual Step-Up or Annual Roll-Up Death Benefit Terminated

Nassau Financial Group

GO

Greater of Annual Step-Up or Annual Roll-Up Death Benefit Terminated

PHL Variable Insurance Company

GO

Greater of Death Benefit Terminated

Equitable Financial Life Insurance Company 01 May 2015

GO

Greater of Death Benefit Terminated

Equitable Financial Life Insurance Company 22 Feb 2011

GO

Greater of Death Benefit Terminated

Equitable Financial Life Insurance Company 23 Feb 2015