Beacon Data Entry

Basic Info

CUSIP NUMBER *

CUSIP NAME *

INCEPTION DATE *

CLOSE DATE

CUSIP NOTE

SCRAP BOOK

The Select Choice Plus - Option 4 (7 year) non-MVA is a single premium deferred annuity with a Penalty Free Withdrawal (PFW) Rider and Return of Premium (ROP).  The minimum premium is $2,000.  Withdrawal charges are seven years in duration and are waived in the event of annuitization after the first contract year, death, confinement or diagnosis of a terminal illness.  Withdrawals and taxable distributions may be subject to ordinary income tax and if made prior to age 591/2, may also be subject to a 10% federal income tax penalty.  Withdrawal charges may also apply.  If contract is surrendered in full at any time, the contract holder will receive an amount equal to at least the premium paid, less premium taxes and any amounts received as partial withdrawals prior to surrender. Guarantees based on claims paying ability of the insurer.  Products/features may not be available in all states.  This is an annuity contract issued by an insurance company and it is not a bank product protected by the FDIC.

Contributions & Waivers

Transfers & Bonuses

TRANSACTION TRANSFERS

Transaction #855

SYSTEMATIC TRANSFERS

No Systematic Transfers available.

BONUSES

No Bonuses available.

Features & Benefits

FEATURES

Return of Premium Benefit

COMBINE BENEFITS

No Combine Benefits available.

GUARANTEES

Guarantee #854

Investments

SETTLEMENTS

FIXED ACCOUNTS

No Fixed Accounts available.

INDEXED ACCOUNTS

No Indexed Accounts available.

Riders & Models

ALLOCATION MODELS

No Allocation Models available.

LBR RIDERS

No LBR Riders available.

DBR RIDERS

No DBR Riders available.

Charges

INITIAL SALES

Initial Sale #852

M&E CHARGES

No M&E Charges available.

SURRENDER CHARGES

Surrender #1501

Surrender #1502

Surrender #1503

Surrender #1504

Plans & Other

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New York Life Secure Term Choice Fixed Annuity III

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