● Active · Aspida Life Insurance Company

Synergy Choice MYGA

Modified over 2 years ago · Aspida

COMPANY Aspida Life Insurance Company

GROUP Aspida

TYPE Fixed Annuity

INCEPTION Jun 06, 2022

Details Death Benefits Riders Age Contribution Bonuses Charges CUSIP Waivers Withdrawals Transactions Systematic Transfers Features Combine Benefits Guarantee Settlements Allocation Model Investment Requirement Copy Product

Product Policy Type

Annual maintenance

Max annual maintenance

Annual maintenance per

Maintenance Fee Waiver Amount

Premium tax min

Premium tax max

Distribution Current

Distribution Max

Premium Tax Applicable

Admin Current

Admin Max

Min Subaccount Fee

Avg Subaccount Fee

Max Subaccount Fee

Total Variable Account Expense

Notes

Scrap book

Initial Sales

+ Add Initial Sales

Initial Sale #1

Internal Name

Marketing Name

Inception Date

Closed Date

Exception

Not available in states

Initial Sales Cases

+ Add Case

Initial Sales Case #1

Range Min

Range Max

Basis Type

Frequency

Deducted When

Charge %

Charge Amount

Sales Charge Text

M&E Charges

+ Add M&E Charge

CDSC Charges

+ Add CDSC Charge

CDSC Charge #1

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

CDSC Charge #2

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

CDSC Charge #3

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

CDSC Charge #4

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

CDSC Charge #5

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

CDSC Charge #6

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

CDSC Charge #7

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

CDSC Charge #8

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

CDSC Charge #9

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

CDSC Charge #10

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

CDSC Charge #11

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

CDSC Charge #12

Internal Case Name

Name

Product Policy Type

Share Class

Unlimited From Year

Inception Date

Closed Date

Year Calculated On

Rider Select Rule

Charge Basis Type

ME Case Name

Surr Years

CDSC Charge Amount

CDSC Charge %

Unlimited Charge %

CDSC Charges by Year

Year 0-1

Year 1-2

Year 2-3

Year 3-4

Year 4-5

Year 5-6

Year 6-7

Year 7-8

Year 8-9

Year 9-10

Year 10-11

Year 11-12

Year 12-13

Year 13-14

Year 14-15

Year 15-16

Year 16-17

Year 17-18

Year 18-19

Year 19-20

CDSC Dep ME

Currently Applicable

App Dur Inc Phase

Is Terminated

Is Perpetual

Exception

Not available in states

Description

Cancel Back to Charges

Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
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Wisconsin (WI)
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Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
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New Hampshire (NH)
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North Carolina (NC)
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Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
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South Dakota (SD)
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Virgin Islands (VI)
Virginia (VA)
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West Virginia (WV)
Wisconsin (WI)
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Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
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North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
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Vermont (VT)
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Washington (WA)
West Virginia (WV)
Wisconsin (WI)
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Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
New York (NY)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
Vermont (VT)
Virgin Islands (VI)
Virginia (VA)
Washington (WA)
West Virginia (WV)
Wisconsin (WI)
Wyoming (WY)

Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
New York (NY)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
Vermont (VT)
Virgin Islands (VI)
Virginia (VA)
Washington (WA)
West Virginia (WV)
Wisconsin (WI)
Wyoming (WY)

Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
New York (NY)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
Vermont (VT)
Virgin Islands (VI)
Virginia (VA)
Washington (WA)
West Virginia (WV)
Wisconsin (WI)
Wyoming (WY)

Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
New York (NY)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
Vermont (VT)
Virgin Islands (VI)
Virginia (VA)
Washington (WA)
West Virginia (WV)
Wisconsin (WI)
Wyoming (WY)

Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
New York (NY)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
Vermont (VT)
Virgin Islands (VI)
Virginia (VA)
Washington (WA)
West Virginia (WV)
Wisconsin (WI)
Wyoming (WY)

Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
New York (NY)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
Vermont (VT)
Virgin Islands (VI)
Virginia (VA)
Washington (WA)
West Virginia (WV)
Wisconsin (WI)
Wyoming (WY)

Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
New York (NY)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
Vermont (VT)
Virgin Islands (VI)
Virginia (VA)
Washington (WA)
West Virginia (WV)
Wisconsin (WI)
Wyoming (WY)

Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
New York (NY)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
Vermont (VT)
Virgin Islands (VI)
Virginia (VA)
Washington (WA)
West Virginia (WV)
Wisconsin (WI)
Wyoming (WY)

Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
New York (NY)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
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