Beacon Data Entry

CUSIP Basic Info

CUSIP Number *

CUSIP Name *

Inception Date *

Close Date

CUSIP Note

Scrap Book

The Rate Certainty 20 is a flexible premium deferred index annuity with a market value adjustment. The minimum premium is $5,000 for qualified and $10,000 for non-qualified money. 10% of the annuity value may be withdrawn at the beginning of the contract year. Systematic Withdrawal is an option. Surrender charges are 10 years in duration and are waived in the event of death, disability, entrance into a nursing home or hospital or diagnosis of a terminal illness. There are two optional riders, which can be added at issue: Lifetime Income Rider with Fixed Rate and Lifetime Income Rider with Fixed Rate Plus Index Credit. Withdrawals and taxable distributions may be subject to ordinary income tax and if made prior to age 59 1/2, may also be subject to a 10% federal income tax penalty. Early surrender charges may also apply. Guarantees based on claims paying ability of insurer. Products / features may not be available in all states. This is an annuity contract issued by an insurance company and not a bank product protected by the FDIC.

Contribution / Waiver / Withdrawal

Contributions

Contribution #1941

Waivers

Waiver #7632

Waiver #7633

Waiver #7634

Waiver #8133

Withdrawals

Transaction Transfers

No Transactions available for this product.

Systematic Transfers

No Systematic Transfers available for this product.

Bonuses

Premium Enhancement Rider

Charge Initial Sales

No Charge Initial Sales available for this product.

M&E Charges

No M&E Charges available for this product.

Surrender Charges

Surrender #3470

Surrender #4754

AG Choice Index 10

CUSIP Basic Info

Contribution / Waiver / Withdrawal