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Nirmala
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Western National
AIG Flex One Annuity
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COMPANY
Western National
GROUP
—
TYPE
Fixed Annuity
INCEPTION
Jun 01, 1995
‹
Details
Death Benefits
Riders
Age
Contribution
Bonuses
Charges
CUSIP
Waivers
Withdrawals
Transactions
Systematic Transfers
Features
Combine Benefits
Guarantee
Settlements
Allocation Model
Investment Requirement
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CUSIP Basic Info
CUSIP Number *
CUSIP Name *
Inception Date *
Close Date
CUSIP Note
Scrap Book
The Guaranty Rate Lock MYGA is a single premium deferred annuity with an optional market value adjustment. The initial minimum premium is $10,000 for qualified and non-qualified money. 5% of the prior anniversary accumulation value or RMD is available beginning in year two, Systematic withdrawals are an option. Surrender charges vary by rate term and are waived in the event of death, entrance into a nursing home, hospital, long term care facility or diagnosis of a terminal illness. There is a 30-day window following the end of any guarantee period in which there is the ability to choose a subsequent Guarantee Period of any duration available (at applicable rates at that time); apply the Accumulation Value to an Annuity Payout Option; surrender all or some of the Contract for the Accumulation Value, without Surrender Charges and/or MVA; take no action and the Contract will automatically renew for a subsequent Guarantee Period with the same duration as the preceding Guarantee Period for the interest rate in effect at that time. Withdrawals and taxable distributions may be subject to ordinary income tax and if made prior to age 59 1/2, may also be subject to a 10% federal income tax penalty. Early surrender charges may also apply. Guarantees based on claims paying ability of insurer. Products / features may not be available in all states. This is an annuity contract issued by an insurance company and not a bank product protected by the FDIC.
Contribution / Waiver / Withdrawal
Contributions
Contributions
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Contribution #155
Waivers
Waivers
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Waiver #461
Withdrawals
Withdrawals
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Transaction Transfers
Transaction Transfers
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Transaction #151
Systematic Transfers
Systematic Transfers
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No Systematic Transfers available for this product.
Bonuses
Bonuses
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Features
Features
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No Features available for this product.
Combine Benefits
Combine Benefits
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No Combine Benefits available for this product.
Guarantees
Guarantees
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Guarantee #155
Settlements
Settlements
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Fixed Accounts
Fixed Accounts
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No Fixed Accounts available for this product.
Indexed Accounts
Indexed Accounts
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No Indexed Accounts available for this product.
Allocation Models
Allocation Models
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No Allocation Models available for this product.
LBR Riders
No LBR Riders available for this product.
DBR Riders
No DBR Riders available for this product.
Charge Initial Sales
Charge Initial Sales
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Initial Sale #153
M&E Charges
M&E Charges
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No M&E Charges available for this product.
Surrender Charges
Surrender Charges
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Surrender #213
Age
Age
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Product Plans
Product Plans
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401 (k)
403 (b)
IRA
IRA Rollover
IRA Transfer
Non-Qualified
Others
SEP IRA
Spousal IRA
Charges
Charges
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Charge #151
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