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CASE NAME
*
SETTLEMENT YEAR
CASE DESCRIPTION
Settlement Thresholds
MIN. BALANCE TO ELECT
MIN. GUAR. RATE
MIN. MODAL PAY
MORTALITY YR. TABLE
Options
FIXED TERM
Select
Yes
No
INTEREST TOWARDS CAP.
Select
Yes
No
MUTUAL AGREEMENT
Select
Yes
No
QUAL. MIN. DIST.
Select
Yes
No
SPECIFIC AMOUNT
Select
Yes
No
ALTERNATE INCOME
Select
Yes
No
PAYMENTS VARIABLE
Select
Yes
No
LIFE ANNUITY
Select
Yes
No
AIR
MIN. AIR
MAX. AIR
Single Options
5 Years
10 Years
15 Years
20 Years
30 Years
Cash Refund
Installment Refund
OTHER GUARANTEED PERIOD
Joint / Survivor Options
Joint Survivor
5 Years
10 Years
15 Years
20 Years
30 Years
Cash Refund
Installment Refund
OTHER GUARANTEED PERIOD
Survivor Payment
100%
75%
66%
50%
OTHER %
FIXED AMT ANNUITY
QMD
QMD Age
QMD PEN LIMIT
DES QMD PEN LIMIT
Notes & Text
MIN. BALANCE DESCRIPTION
MIN. GUAR. RATE DESCRIPTION
MIN. MODAL PAY DESCRIPTION
MORTALITY YR. TABLE DESCRIPTION
INTEREST TOWARDS CAP. DESCRIPTION
MUTUAL AGREEMENT DESCRIPTION
QUAL. MIN. DIST. DESCRIPTION
OTHER ANNUITY OPTION
Settlement Rates
LO
L5
L10
L15
L20
L30
LIR
HALF
THRD
F65
—
—
M65
—
—
U65
—
—
JU65
MF65
YRTC / HALF
YRTC5
YRTC10
YRTC15
YRTC20
YRTC30
JFANLHALF
JMANLHALF
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GROUP
Equitrust
COMPANY
EquiTrust Life Insurance Company
TYPE
Indexed Annuity
INCEPTION
Jan 15, 2019
‹
Overview
Product Information
Benefits & Guarantees
Financial
CUSIP
Transactions
Allocation Model
Investment Requirement
›
Identity
CASE NAME
*
SETTLEMENT YEAR
CASE DESCRIPTION
Settlement Thresholds
MIN. BALANCE TO ELECT
MIN. GUAR. RATE
MIN. MODAL PAY
MORTALITY YR. TABLE
Options
FIXED TERM
Select
Yes
No
INTEREST TOWARDS CAP.
Select
Yes
No
MUTUAL AGREEMENT
Select
Yes
No
QUAL. MIN. DIST.
Select
Yes
No
SPECIFIC AMOUNT
Select
Yes
No
ALTERNATE INCOME
Select
Yes
No
PAYMENTS VARIABLE
Select
Yes
No
LIFE ANNUITY
Select
Yes
No
AIR
MIN. AIR
MAX. AIR
Single Options
5 Years
10 Years
15 Years
20 Years
30 Years
Cash Refund
Installment Refund
OTHER GUARANTEED PERIOD
Joint / Survivor Options
Joint Survivor
5 Years
10 Years
15 Years
20 Years
30 Years
Cash Refund
Installment Refund
OTHER GUARANTEED PERIOD
Survivor Payment
100%
75%
66%
50%
OTHER %
FIXED AMT ANNUITY
QMD
QMD Age
QMD PEN LIMIT
DES QMD PEN LIMIT
Notes & Text
MIN. BALANCE DESCRIPTION
MIN. GUAR. RATE DESCRIPTION
MIN. MODAL PAY DESCRIPTION
MORTALITY YR. TABLE DESCRIPTION
INTEREST TOWARDS CAP. DESCRIPTION
MUTUAL AGREEMENT DESCRIPTION
QUAL. MIN. DIST. DESCRIPTION
OTHER ANNUITY OPTION
Settlement Rates
LO
L5
L10
L15
L20
L30
LIR
HALF
THRD
F65
—
—
M65
—
—
U65
—
—
JU65
MF65
YRTC / HALF
YRTC5
YRTC10
YRTC15
YRTC20
YRTC30
JFANLHALF
JMANLHALF
State Availability
Exception
Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
New York (NY)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
Vermont (VT)
Virgin Islands (VI)
Virginia (VA)
Washington (WA)
West Virginia (WV)
Wisconsin (WI)
Wyoming (WY)
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