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Identity
FEATURE NAME
*
INTRODUCTION DATE
*
CLOSED DATE
RIDER SELECT RULE
*
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Default
Mandatory
Optional
PARTICIPANT BASED ON
*
Select
Owner
Annuitant
Owner and Annuitant
Owner (or Annuitant if owner is a natural entity)
Owner (or Annuitant if owner is a non-natural person)
Notes & Text
NOTES
DCA account rider, allows funds to be gradually transferred from the Fixed Interest Crediting Option to one or more selected crediting options. The DCA program may run for up to one year, with a minimum duration of two transfer periods. Any funds remaining in the Fixed Interest Crediting Option at the end of the one-year period will automatically be transferred to the designated Index Crediting Strategy. Transfers may occur on a monthly, quarterly, or semiannual basis. DCA transfers will continue until the scheduled term is completed, the Fixed Interest Crediting Option balance is depleted, or the Contract Owner provides written instructions to Universal Life to terminate the program.
WHEN ADDED
Available at the time of premium allocation.
CANCELLATION / TERMINATION
FEATURE TERMINATION
SUBSEQUENT PREMIUM
State Availability
Exception
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Not available in states
Availability & Restrictions
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Feature Case 1
Identity
CASE NAME
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Charges
CURRENT CHARGE (%)
MAXIMUM CHARGE (%)
CHARGE BASIS
Select Charge Basis
Account Value
Accumulation Value
Benefit Base
Earnings
Fixed Account Value
Indexed Account Value
Interest Bonus
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Variable Account Value
DEDUCTED WHEN
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Annually
Approved By Issuer
Bi-Monthly
Contract Anniversary
Daily
Monthly
Others
Quarterly
Requested
Semi-Annually
Eligibility Age
MIN AGE OF OWNER (YRS)
MAX AGE OF OWNER (YRS)
MIN AGE OF ANNUITANT (YRS)
MAX AGE OF ANNUITANT (YRS)
Value / Basis
Contract Value
Purchase Payments
Variable Account Value
Fixed Account Value
Indexed Account Value
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Payout Value
Term / Rollup
HAV TERM
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Age
Contract year
Days
Months
Years
ROLLUP TERM
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Age
Contract year
Days
Months
Years
STEP UP PERIOD (%)
MAXIMUM BENEFIT BASE
ROLLUP PERIOD
ROLLUP PERIOD (%)
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UE
● Active
Universal Equity Index Annuity Bonus 5 Year
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Edit
GROUP
Universal Group, Inc.
COMPANY
Universal Life Insurance Company
TYPE
Indexed Annuity
INCEPTION
Mar 01, 2015
‹
Overview
Product Information
Benefits & Guarantees
Financial
CUSIP
Transactions
Allocation Model
Investment Requirement
›
Identity
FEATURE NAME
*
INTRODUCTION DATE
*
CLOSED DATE
RIDER SELECT RULE
*
Select
Default
Mandatory
Optional
PARTICIPANT BASED ON
*
Select
Owner
Annuitant
Owner and Annuitant
Owner (or Annuitant if owner is a natural entity)
Owner (or Annuitant if owner is a non-natural person)
Notes & Text
NOTES
DCA account rider, allows funds to be gradually transferred from the Fixed Interest Crediting Option to one or more selected crediting options. The DCA program may run for up to one year, with a minimum duration of two transfer periods. Any funds remaining in the Fixed Interest Crediting Option at the end of the one-year period will automatically be transferred to the designated Index Crediting Strategy. Transfers may occur on a monthly, quarterly, or semiannual basis. DCA transfers will continue until the scheduled term is completed, the Fixed Interest Crediting Option balance is depleted, or the Contract Owner provides written instructions to Universal Life to terminate the program.
WHEN ADDED
Available at the time of premium allocation.
CANCELLATION / TERMINATION
FEATURE TERMINATION
SUBSEQUENT PREMIUM
State Availability
Exception
Alabama (AL)
Alaska (AK)
American Samoa (AS)
Arizona (AZ)
Arkansas (AR)
Bermuda (BERMUDA)
California (CA)
Colorado (CO)
Connecticut (CT)
Delaware (DE)
Dist of Columbia (DC)
Florida (FL)
Georgia (GA)
Guam (GU)
Hawaii (HI)
Idaho (ID)
Illinois (IL)
Indiana (IND)
Iowa (IA)
Kansas (KS)
Kentucky (KY)
Louisiana (LA)
Maine (ME)
Maryland (MD)
Massachusetts (MA)
Michigan (MI)
Minnesota (MN)
Mississippi (MS)
Missouri (MO)
Montana (MT)
Nebraska (NE)
Nevada (NV)
New Hampshire (NH)
New Jersey (NJ)
New Mexico (NM)
New York (NY)
North Carolina (NC)
North Dakota (ND)
Ohio (OH)
Oklahoma (OK)
Oregon (OR)
Pennsylvania (PA)
Puerto Rico (PR)
Rhode Island (RI)
South Carolina (SC)
South Dakota (SD)
Tennessee (TN)
Texas (TX)
Utah (UT)
Vermont (VT)
Virgin Islands (VI)
Virginia (VA)
Washington (WA)
West Virginia (WV)
Wisconsin (WI)
Wyoming (WY)
→
←
Not available in states
Availability & Restrictions
PARTIAL WITHDRAWALS
EFFECT CHANGE OWNERSHIP
Flags
Terminate Feature
Feature Cases
+ Add Feature Case
1
Feature Case 1
Identity
CASE NAME
*
Charges
CURRENT CHARGE (%)
MAXIMUM CHARGE (%)
CHARGE BASIS
Select Charge Basis
Account Value
Accumulation Value
Benefit Base
Earnings
Fixed Account Value
Indexed Account Value
Interest Bonus
Others
Purchase Payments
Variable Account Value
DEDUCTED WHEN
*
Select
Annually
Approved By Issuer
Bi-Monthly
Contract Anniversary
Daily
Monthly
Others
Quarterly
Requested
Semi-Annually
Eligibility Age
MIN AGE OF OWNER (YRS)
MAX AGE OF OWNER (YRS)
MIN AGE OF ANNUITANT (YRS)
MAX AGE OF ANNUITANT (YRS)
Value / Basis
Contract Value
Purchase Payments
Variable Account Value
Fixed Account Value
Indexed Account Value
Surrender Value
Payout Value
Term / Rollup
HAV TERM
Select
Age
Contract year
Days
Months
Years
ROLLUP TERM
Select
Age
Contract year
Days
Months
Years
STEP UP PERIOD (%)
MAXIMUM BENEFIT BASE
ROLLUP PERIOD
ROLLUP PERIOD (%)
Cancel