Beacon Data Entry
Variable Annuity Charges

Charge

Product: Access100
Product Policy Type: Variable Annuity
Product Version: 0
No Load: No
Premium Tax Applicable: Yes
Annual Maintenance: 30
Max Annual Maintenance: 30
Annual Maintenance %:
Maintenance Fee Waiver Amount: 50000
Last Modified: 2020-09-23 11:16
Notes:

Issuer imposes a Loan Interest Spread fee of 3.00% (maximum - 7.00%). The loan interest spread is the difference between the amount of interest charge for a loan and the amount of interest credit to collateral. The maximum interest rate charge on a loan is 8% and the minimum interest rate that we credit to collateral is 1%. Current charge for loan origination $0.

Annual Charges

Annual Charge Basis Type:
Annual Charge Frequency:
Annual Deducted When: Annually

Premium Tax

Premium Tax Min: 0
Premium Tax Max: 3
Premium Tax Basis Type: Variable Account Value
Premium Tax Frequency:

Distribution charges

Current charge:
Max charge:
Basis type:
Frequency:

Admin charges

Current charge: 0
Max charge: 0
Basis type: Variable Account Value
Frequency:

Subaccount fees

Min subaccount fee: 0
Avg subaccount fee:
Max subaccount fee: 1
Total variable account expense: 0

No initial sales for this charge.

M&E charges

M&E charge 1

Internal case name:
Marketing case name:
Sequence:
Current charge: 1
Max charge: 1
Basis type: Variable Account Value
Frequency:
Deducted when: Daily
Inception date:
Closed date:
Income phase applicable: No
States available:
State exceptions:
Exceptions: No
M&E dep CDSC: No
CDSC case name:
M&E charge text:

1) 1.60% for Standard Contract 2) 1.85% for Contract with optional Enhanced Death Benefit Rider. 3) 1.80% Contract issued with optional Enhanced Death Benefit Rider before May 1, 2009