Accumulator Plus 8.0 Series
Status:
Terminated
Group:
Equitable
Product Type:
Variable Annuity
Product Status:
Approved
Version:
0
Inception Date:
February 17, 2009
Closed Date:
June 08, 2009
Last Modified:
June 03, 2025 13:10
Description:
Age when taking Required Minimum Distributions (âRMDsâ) from tax-qualified contracts, including IRAs, SIMPLE IRAs, SEP IRAs and TSAs, has increased from 72 to 73. Maturity age 115 is not offered in Missouri and Oregon.
Fee Based:
No
Free Look:
Yes
Plan Types:
IRA Rollover, 403 (b), Non-Qualified, IRA, Roth IRA
Premium Types:
Flexible
States Available:
AL, AK, AS, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VI, VA, WA, WV, WI, WY
States Exception:
Version Note:
Scrap Book:
Death benefits
| Name | Internal name | Sequence | Inception date |
|---|---|---|---|
| Standard Death Benefit | Standard Death Benefit | 1 | |
| Annual Ratchet to Age 85 Enhanced Death Benefit | Annual Ratchet to Age 85 Enhanced Death Benefit | 2 | |
| Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit | Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit | 3 | |
| Earnings Enhancement Benefit | Earnings Enhancement Benefit | 4 | |
| Greater of 4% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit | Greater of 4% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit | 5 | 29 Jun 2009 |
Riders
| Name | Rider type | Internal name | Sequence | Inception date |
|---|---|---|---|---|
| 100% Principal Guarantee Benefit | GMAB | 100% Principal Guarantee Benefit | ||
| 125% Principal Guarantee Benefit | GMAB | 125% Principal Guarantee Benefit | ||
| Guaranteed Minimum Income Benefit | GMIB | Guaranteed Minimum Income Benefit | ||
| Guaranteed Withdrawal Benefit for Life | GLWB | Guaranteed Withdrawal Benefit for Life |