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Variable Annuity
Withdrawals
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Nirmala
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Accumulator Plus 9.0 Series
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Annual Free Currency
Annual Free %
Number of Annual Free
Min Free Withd.
Cumulative
Cumfree
Interest Only
Intonly
Min Balance
Delay (days)
Systematic
Sys
Not available with Inherited IRA and QP and if GMIB converted to GWBL. Owner may withdraw either fixed dollar amount or fixed percentage of contract value maximum up to 0.8% - monthly; 2.4% quarterly; 10% - annually. Specified frequency or percentage may be changed once each contract year provided no partial withdrawal taken. Once elected may terminate under certain conditions.
Auto Term
Autoterm
Loan
Loan
MVA
Mva
First Year
Withdrawal first year
Min Partial Amt
Max Partial Amt
Min Qual Contract
Min Rem Sub Acc
Min Rem Ind Acc
Min Rem Fix Acc
Sys %
Sys Amt
Sys Min Amt
Sys Max Amt
Sys Min Qual CV
Sys Min Rem Sub
Sys Min Rem Ind
Sys Min Rem Fix
Min Bal After Sys
Inception Date
Expiry Date
Case Name *
Case Internal Name *
Exception
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Not available in states
Section Description
Each year owner can withdraw up to 10% contract value; during first year contract value is determined using purchase payments made during first 90 days for the purpose of free withdrawal, without incurring CDSC.
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