Product Policy Type:
Variable Annuity
Product Version:
0
No Load:
No
Premium Tax Applicable:
Yes
Annual Maintenance:
50
Max Annual Maintenance:
50
Annual Maintenance %:
Maintenance Fee Waiver Amount:
50000
Last Modified:
2026-04-15 12:54
Notes:
Premium Based Charge is also deducted on surrenders and withdrawals for purchase payments that remain within the Premium Based Charge Period. If contract is surrendered, total remaining Premium Based Charge will be deducted from surrender value, for withdrawals above Premium Based Charge Free Amount, a portion of the total remaining Premium Based Charge will be deducted from contract value at the time of the withdrawal.
Annual Charges
Annual Charge Basis Type:
Annual Charge Frequency:
Annual Deducted When:
Annually
Premium Tax
Premium Tax Min:
0
Premium Tax Max:
5
Premium Tax Basis Type:
Purchase Payments
Premium Tax Frequency:
Distribution charges
Current charge:
Max charge:
Admin charges
Current charge:
0
Max charge:
Basis type:
Variable Account Value
Frequency:
Subaccount fees
Min subaccount fee:
0
Avg subaccount fee:
0
Max subaccount fee:
1
Total variable account expense:
0
Charge initial sales
Initial sale 1
Sale charge internal name:
Sale charge marketing name:
Sequence:
Inception date:
Closed date:
Exceptions:
No
States available:
State exceptions:
Case 1
Contribution range:
1000000 – 999999999
Sales charge %:
0%
Sales charge amount:
Basis type:
Frequency:
Deducted when:
Case 2
Contribution range:
500000 – 999999
Sales charge %:
0%
Sales charge amount:
Basis type:
Frequency:
Deducted when:
Case 3
Contribution range:
250000 – 499999
Sales charge %:
0%
Sales charge amount:
Basis type:
Frequency:
Deducted when:
Case 4
Contribution range:
100000 – 249999
Sales charge %:
0%
Sales charge amount:
Basis type:
Frequency:
Deducted when:
Case 5
Contribution range:
50000 – 99999
Sales charge %:
0%
Sales charge amount:
Basis type:
Frequency:
Deducted when:
Case 6
Contribution range:
0 – 49999
Sales charge %:
0%
Sales charge amount:
Basis type:
Frequency:
Deducted when:
Sales charge text:
Issuer will deduct charge based upon total purchase payments, ranges from 0.1750% to 0.0375% of purchase payment per quarter. Charges will be deducted for seven years after purchase payment is made. If contract is surrendered, total remaining premium based charge (if any) will be deducted from surrender value.
Initial sale 2
Sale charge internal name:
Sale charge marketing name:
Sequence:
Inception date:
Closed date:
Exceptions:
No
States available:
State exceptions:
No cases for this initial sale.
Initial sale 3
Sale charge internal name:
Sale charge marketing name:
Sequence:
Inception date:
Closed date:
Exceptions:
No
States available:
State exceptions:
No cases for this initial sale.
Initial sale 4
Sale charge internal name:
Sale charge marketing name:
Sequence:
Inception date:
Closed date:
Exceptions:
No
States available:
State exceptions:
No cases for this initial sale.
Initial sale 5
Sale charge internal name:
Sale charge marketing name:
Sequence:
Inception date:
Closed date:
Exceptions:
No
States available:
State exceptions:
No cases for this initial sale.
Initial sale 6
Sale charge internal name:
Sale charge marketing name:
Sequence:
Inception date:
Closed date:
Exceptions:
No
States available:
State exceptions:
No cases for this initial sale.
M&E charges
M&E charge 1
Internal case name:
Marketing case name:
Sequence:
Current charge:
0
Max charge:
Basis type:
Variable Account Value
Frequency:
Deducted when:
Daily
Inception date:
1900-01-01
Closed date:
1900-01-01
Income phase applicable:
Yes
Current charge (income phase):
0
Max charge (income phase):
States available:
State exceptions:
Exceptions:
No
M&E dep CDSC:
No
CDSC case name:
M&E charge text:
With base contract. During accumulation phase. Reduced by 0.05% if Account value DB is selected. 0.80% - During income phase.