Beacon Data Entry

Identity

NAME *

INTERNAL CASE NAME

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PRODUCT POLICY TYPE *

FORMULA

Benefit Base

BENEFIT BASE — GENERAL

Owner can choose whether enhanced GPWB value is equal to - 1) 7% AIA; 2) MAV; or 3) contract value. The 7% AIA or MAV on the Issue Date is equal to initial Purchase Payment made on the Issue Date. On each business day other than a Contract Anniversary, or Contract Anniversary that occurs on or after the older Owner's 80th birthday the 7% AIA or MAV is equal to its value on the immediately preceding business day, plus any additional Purchase Payments received that day; and reduced proportionately by the percentage of Contract Value applied to a traditional Partial annuitization or withdrawn that day. On each Contract Anniversary before the older Owner's 80th birthday (or the Annuitant's 80th birthday if the Contract is owned by a non-individual), the 7% AIA is equal to its value on the immediately preceding Business Day increased by 7% then process any transactions received on that Contract Anniversary. On each Contract Anniversary before the older Owner's 81st birthday (or the Annuitant's 81st birthday if the Contract is owned by a non-individual), the MAV is equal to the greater of its value on the immediately preceding Business Day, or the Contract Value that occurs on that Contract Anniversary before any transactions is processed and then process any transactions in the same way that is done on each Business Day other than a Contract Anniversary. 7% AIA may be more limited than the MAV because the 7% AIA is subject to a maximum of two times Purchase Payments received in the first five Contract Years.

BENEFIT BASE — WITHDRAWAL

If GPWB is exercised: 1) PRIME Plus Benefit can no longer remove from the Contract. 2) Additional Purchase Payments are not permitted to the Contract and the automatic investment plan (AIP) will no longer be available. 3) Partial annuitizations will no longer be available. 4) Additional M&E charge for the Enhanced GMDB will continue as long as the Enhanced GMDB value is greater than zero. 5) The partial withdrawal privilege will no longer be available. 6) The systematic withdrawal and minimum distribution programs will no longer be available. 7) Contract Value will fluctuate as a result of market performance, and it will decrease on a dollar for dollar basis with each GPWB Payment and any Excess Withdrawals. 8) The GMDB and GPWB values will no longer increase. 9) Each GPWB Payment will reduce the GMDB value on a dollar for dollar basis and any Excess Withdrawals will reduce the GMDB value proportionately by the percentage of Contract Value withdrawn. 10) GPWB Payments will not reduce the Withdrawal Charge Basis, but any Excess Withdrawals will reduce the Withdrawal Charge Basis. 11) PB Value will no longer increase if 10% payment option is elected and 7% AIA resets will no longer be available.

Applicability

State Availability

Exception

Not available in states

PRIME Plus Benefit - Guaranteed Partial Withdrawal Benefit

Edit Rider BBE

Alabama (AL)
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