Edit 6% Dollar for Dollar Guaranteed Minimum Income Benefit

Identity

COMPANY *

RIDER TYPE *

NAME *

INTERNAL NAME

DTCC RIDER ID *

PRODUCT POLICY TYPE *

Rules & Limits

RIDER SELECT RULE

BASED ON LIFE

MIN AGE

MAX AGE

ELIGIBLE PP

ELIGIBLE PP TERM

MAX BENEFIT BASE

MAX BENEFIT BASE %

WITH REDUCE BENEFIT BASE

FORMULA

Dates

INCEPTION DATE *

CLOSED DATE

State Availability

Exception

Not available in states

Status Flags

Terminated

Exclude Premium Bonus

Single Life

Joint Life

Spousal Continuation Option

Formula Case Available

Notes & Descriptions

BENEFIT DESCRIPTION

Benefit guarantees minimum level of future income regardless of investment performance of underlying investment options. Benefit base is equal to purchase payments made during 3 year period from contract issue plus credit enhancement or bonus credits and reduced for withdrawals, accumulated at 6% (3% for amounts allocated to Rydex SGI VT Money Market, Fixed Account, PIMCO Low Duration Subaccount and Loan Account) annually. In crediting interest, timing of Purchase Payment and withdrawal occurred and accrues such interest will be considered until earlier of - 1) annuitization, or 2) contract anniversary following annuitant's 80th birthday. Withdrawals will reduce benefit base by dollar amount if owner withdraws up to and equal to 5% of initial benefit base any excess withdrawal will reduce benefit base in same proportion. Owner may only elect from - 1) Life Income with A 10-Year Period Certain, or 2) joint and last survivor with a 10-year period certain, annuity payment options upon election of this rider. Please see prospectus for details.

RIDER CANCELLATION

RIDER TERMINATION

AVAILABLE WHEN ADDED

SUBSEQUENT PREMIUM

WITHDRAWAL NOTES

PARTIAL WITHDRAWALS

REQUIRED MIN DISTRIBUTIONS

SPOUSAL CONTINUATION OPTION

EFFECT CHANGE OWNERSHIP

OTHER INFO

VERSION NOTES

INTERNAL NOTES

SCRAP BOOK

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