Edit 6% Dollar for Dollar Guaranteed Minimum Income Benefit and Guaranteed Minimum Death Benefit

Identity

COMPANY *

RIDER TYPE *

NAME *

INTERNAL NAME

DTCC RIDER ID *

PRODUCT POLICY TYPE *

Rules & Limits

RIDER SELECT RULE

BASED ON LIFE

MIN AGE

MAX AGE

ELIGIBLE PP

ELIGIBLE PP TERM

MAX BENEFIT BASE

MAX BENEFIT BASE %

WITH REDUCE BENEFIT BASE

FORMULA

Dates

INCEPTION DATE *

CLOSED DATE

State Availability

Exception

Not available in states

Status Flags

Terminated

Exclude Premium Bonus

Single Life

Joint Life

Spousal Continuation Option

Formula Case Available

Notes & Descriptions

BENEFIT DESCRIPTION

Available during accumulation phase. Upon death of annuitant, benefit will be greatest of - 1) contract value; 2) total purchase payments adjusted for withdrawals; or 3) guaranteed growth death benefit. Guaranteed growth death benefit is equal to purchase payment accumulated at 3%, 5%, 6% or 7% (6% and 7% are not available in state TX) annually, thereafter increase by credit enhancements or bonus credits and adjusted for withdrawals. If owner elect this rider at 5%, 6%, or 7% Issuer will credit maximum rate of 4% for amounts allocated to Rydex SGI VT Money Market, Fixed Account, PIMCO Low Duration Subaccount and Loan Account; however, owner will pay rider charge applicable. In crediting interest, timing of Purchase Payment and withdrawal occurred and accrues such interest will be considered until earlier of - 1) annuitization, 2) contract anniversary following annuitant's 80th birthday, 3) death, or 4) 6 month anniversary of owner's date of death. Benefit base can never be more than 200% of purchase payment adjusted for withdrawals. Please see prospectus for details.

RIDER CANCELLATION

RIDER TERMINATION

AVAILABLE WHEN ADDED

SUBSEQUENT PREMIUM

WITHDRAWAL NOTES

PARTIAL WITHDRAWALS

REQUIRED MIN DISTRIBUTIONS

SPOUSAL CONTINUATION OPTION

EFFECT CHANGE OWNERSHIP

OTHER INFO

VERSION NOTES

INTERNAL NOTES

SCRAP BOOK

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