ANICO Strategy Indexed Annuity PLUS 10
Status:
Active
Group:
American National
Company:
American National Insurance Company
Product Type:
Indexed Annuity
Product Status:
Approved
Version:
0
Inception Date:
June 01, 2013
Closed Date:
Last Modified:
April 01, 2026 06:28
Description:
The ANICO Strategy Index Annuity Plus 10 is a flexible premium deferred index annuity with a market value adjustment. The minimum premium is $5,000 for qualified and $10,000 for non-qualified money. 10% of the annuity value may be withdrawn at the beginning of the contract year. Systematic Withdrawal is an option. Surrender charges are 10 years in duration and are waived in the event of death, disability, entrance into a nursing home or hospital or diagnosis of a terminal illness. There are two optional riders, which can be added at issue: Lifetime Income Rider with Fixed Rate and Lifetime Income Rider with Fixed Rate Plus Index Credit. Withdrawals and taxable distributions may be subject to ordinary income tax and if made prior to age 59 1/2, may also be subject to a 10% federal income tax penalty. Early surrender charges may also apply. Guarantees based on claims paying ability of insurer. Products / features may not be available in all states. This is an annuity contract issued by an insurance company and not a bank product protected by the FDIC.
Fee Based:
No
Free Look:
Yes
Plan Types:
401 (k), HR-10 (Keogh), 403 (b), Non-Qualified, IRA, IRA Rollover, IRA Transfer, SEP IRA, Spousal IRA, Others, 401 (a)
Premium Types:
Flexible
States Available:
AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IND, IA, KS, KY, LA, MZ, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, ORG, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY, DC
States Exception:
Version Note:
Changes in contribution band.
Scrap Book:
As per Rate sheet the GMIR changes in this product on date 04/01/2026.
The CA state in the strategy S&P 500® Point-to-Point with Cap & 20% Max as per rate sheet effective on 2 February 2026.
Death benefits
| Name | Internal name | Sequence | Inception date |
|---|---|---|---|
| Basic Death Benefit | Basic Death Benefit | 1 |
Riders
| Name | Rider type | Internal name | Sequence | Inception date |
|---|---|---|---|---|
| Lifetime Income Rider(Fixed Rate & Fixed Rate Plus Index Credit) | GLWB | 01 Jun 2013 |