Advanced Series Cornerstone
Status:
Terminated
Group:
Fortitude
Product Type:
Variable Annuity
Product Status:
Approved
Version:
0
Inception Date:
October 17, 2008
Closed Date:
March 15, 2010
Last Modified:
February 04, 2026 09:16
Description:
Age when taking Required Minimum Distributions (RMDs) has increased from 70½ to 72.
Fee Based:
No
Free Look:
Yes
Plan Types:
403 (b), IRA Rollover, 401 (a), Roth IRA, IRA, SEP IRA, Non-Qualified
Premium Types:
Flexible
States Available:
AL, AK, AS, AZ, AR, CA, CO, CT, DE, DC, FL, GA, GU, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, PR, RI, SC, SD, TN, TX, UT, VT, VI, VA, WA, WV, WI, WY
States Exception:
Version Note:
Changes in underlying fund options - Changes in expenses.; Changes in underlying fund options - Closure & Liquidation & New Addition.
Scrap Book:
DCA and EDCA both are available, DCA only from Fixed Account is not available.
Death benefits
| Name | Internal name | Sequence | Inception date |
|---|---|---|---|
| Basic Death Benefit | Basic Death Benefit | 1 | |
| Enhanced Beneficiary Protection Death Benefit | Enhanced Beneficiary Protection Death Benefit | 2 | |
| Highest Anniversary Value Death Benefit | Highest Anniversary Value Death Benefit | 3 | |
| Combination 5% Roll-up and Highest Anniversary Value Death Benefit | Combination 5% Roll-up and Highest Anniversary Value Death Benefit | 4 | |
| Highest Daily Value Death Benefit | Highest Daily Value Death Benefit | 5 | |
| Beneficiary Income Option Death Benefit | Beneficiary Income Option Death Benefit | 6 | |
| Highest Daily Lifetime 6 Plus - Death Benefit | Highest Daily Lifetime 6 Plus - Death Benefit | 7 | 10 Aug 2009 |
| Highest Daily Lifetime 6 Plus With Lifetime Income Accelerator - Death Benefit | Highest Daily Lifetime 6 Plus With Lifetime Income Accelerator - Death Benefit | 8 | 10 Aug 2009 |
| Spousal Highest Daily Lifetime 6 Plus - Death Benefit | Spousal Highest Daily Lifetime 6 Plus - Death Benefit | 9 | 10 Aug 2009 |
Riders
| Name | Rider type | Internal name | Sequence | Inception date |
|---|---|---|---|---|
| Guaranteed Minimum Income Benefit | GMIB | Guaranteed Minimum Income Benefit | ||
| Guaranteed Minimum Withdrawal Benefit | GLWB | Guaranteed Minimum Withdrawal Benefit | ||
| Guaranteed Return Option Plus 2008 | GMAB | Guaranteed Return Option Plus 2008 | ||
| Guaranteed Return Option Plus II | GMAB | Guaranteed Return Option Plus II | 16 Nov 2009 | |
| Highest Daily Guaranteed Return Option | GMAB | Highest Daily Guaranteed Return Option | 16 Nov 2009 | |
| Highest Daily Guaranteed Return Option II | GMAB | Highest Daily Guaranteed Return Option II | 16 Nov 2009 | |
| Highest Daily Lifetime 6 Plus | GLWB | Highest Daily Lifetime 6 Plus | 10 Aug 2009 | |
| Highest Daily Lifetime 6 Plus With Lifetime Income Accelerator | GLWB | Highest Daily Lifetime 6 Plus With Lifetime Income Accelerator | 10 Aug 2009 | |
| Highest Daily Lifetime 7 Plus | GLWB | Highest Daily Lifetime 7 Plus | ||
| Highest Daily Lifetime 7 Plus with Lifetime Income Accelerator | GLWB | Highest Daily Lifetime 7 Plus with Lifetime Income Accelerator | ||
| Highest Daily Lifetime Seven Income Benefit | GLWB | Highest Daily Lifetime Seven Income Benefit | ||
| Highest Daily Lifetime Seven with Lifetime Income Accelerator | GLWB | Highest Daily Lifetime Seven with Lifetime Income Accelerator | ||
| Lifetime Five Income Benefit | GLWB | Lifetime Five Income Benefit | ||
| Spousal Highest Daily Lifetime 6 Plus | GLWB | Spousal Highest Daily Lifetime 6 Plus | 10 Aug 2009 | |
| Spousal Highest Daily Lifetime 7 Plus | GLWB | Spousal Highest Daily Lifetime 7 Plus | ||
| Spousal Highest Daily Lifetime Seven Income Benefit | GLWB | Spousal Highest Daily Lifetime Seven Income Benefit | ||
| Spousal Lifetime Five Income Benefit | GLWB | Spousal Lifetime Five Income Benefit |