● Terminated · Equitable Financial Life Insurance Company of America

Accumulator Core '04 Series

Modified 12 months ago · Equitable

COMPANY Equitable Financial Life Insurance Company of America

GROUP Equitable

TYPE Variable Annuity

INCEPTION Sep 15, 2003

Details Death Benefits Riders Age Contribution Bonuses Charges CUSIP Waivers Withdrawals Transactions Systematic Transfers Features Combine Benefits Guarantee Settlements Allocation Model Investment Requirement Copy Product

Associated death benefits (6)

Name	Internal name	Sequence	Inception date
Standard Death Benefit	Standard Death Benefit	1	15 Sep 2003
Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	15 Sep 2003
6% Roll-Up to Age 85 Enhanced Death Benefit	6% Roll-Up to Age 85 Enhanced Death Benefit	3	15 Sep 2003
Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	4	15 Sep 2003
Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	5	15 Sep 2003
Protection Plus Benefit	Protection Plus Benefit	6	15 Sep 2003

Add death benefits

Status	Name	Internal name	Sequence	Inception date
Active	Basic Death Benefit	Basic Death Benefit	1	—
Active	Guaranteed Minimum Death Benefit	Guaranteed Minimum Death Benefit	1	16 Oct 1996
Active	Return of Premium Death Benefit	Return of Premium Death Benefit	1	22 Nov 2021
Active	Return of Premium Death Benefit	Return of Premium Death Benefit	1	22 Nov 2021
Active	Standard Death Benefit	Standard Death Benefit	1	22 Sep 2025
Active	Standard Death Benefit	Standard Death Benefit	1	22 Sep 2025
Active	Standard Death Benefit	Standard Death Benefit	1	20 Jul 2015
Active	Standard Death Benefit	Standard Death Benefit	1	25 Jun 2009
Active	Standard Death Benefit	Standard Death Benefit	1	20 Jul 2015
Active	Standard Death Benefit	Standard Death Benefit	1	20 Jul 2015
Active	Standard Death Benefit	Standard Death Benefit	1	21 Jun 2021
Active	Standard Death Benefit	Standard Death Benefit	1	23 Mar 2009
Active	Standard Death Benefit	Standard Death Benefit	1	01 May 2002
Active	Standard Death Benefit	Standard Death Benefit	1	22 Feb 2021
Active	Standard Death Benefit	Standard Death Benefit	1	22 Jul 2013
Active	Standard Death Benefit	Standard Death Benefit	1	22 Feb 2021
Active	Standard Death Benefit	Standard Death Benefit	1	22 Feb 2021
Active	Standard Death Benefit	Standard Death Benefit	1	21 Jun 2021
Active	Standard Death Benefit	Standard Death Benefit	1	21 Jun 2021
Active	Enhanced Death Benefit	Enhanced Death Benefit	2	25 Jun 2009
Active	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Death Benefit	2	01 May 2002
Active	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	2	22 Nov 2021
Active	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	2	19 Feb 2013
Active	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	2	22 Nov 2021
Active	Protected Premium Death Benefit	Protected Premium Death Benefit	2	20 Jul 2015
Active	Protected Premium Death Benefit	Protected Premium Death Benefit	2	20 Jul 2015
Active	Protected Premium Death Benefit	Protected Premium Death Benefit	2	20 Jul 2015
Active	Protection Plus Benefit	Protection Plus Benefit	2	13 Oct 2000
Active	Ratcheted Death Benefit	Ratcheted Death Benefit	2	—
Active	Return of Premium Death Benefit	Return of Premium Death Benefit	2	22 Feb 2021
Active	Return of Premium Death Benefit	Return of Premium Death Benefit	2	21 Jun 2021
Active	Return of Premium Death Benefit	Return of Premium Death Benefit	2	22 Feb 2021
Active	Return of Premium Death Benefit	Return of Premium Death Benefit	2	22 Feb 2021
Active	Return of Premium Death Benefit	Return of Premium Death Benefit	2	21 Jun 2021
Active	Return of Premium Death Benefit	Return of Premium Death Benefit	2	21 Jun 2021
Active	Return of Premium Death Benefit	Return of Premium Death Benefit	2	22 Sep 2025
Active	Return of Premium Death Benefit	Return of Premium Death Benefit	2	22 Sep 2025
Active	Annual Ratchet to Age 85 Death Benefit	Annual Ratchet to Age 85 Death Benefit	3	01 May 2002
Active	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	3	22 Sep 2025
Active	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	3	22 Sep 2025
Active	6% Roll up to age 85 Death Benefit	6% Roll up to age 85 Death Benefit	4	01 May 2002
Active	Greater of Roll-Up or Highest Anniversary Value	Greater of Roll-Up or Highest Anniversary Value	4	22 Sep 2025
Active	Greater of Roll-Up or Highest Anniversary Value	Greater of Roll-Up or Highest Anniversary Value	4	22 Sep 2025
Active	Protection Plus Benefit	Protection Plus Benefit	5	01 Apr 2002
Terminated	Basic Death Benefit	Basic Death Benefit	1	10 Oct 2011
Terminated	Basic Death Benefit	Basic Death Benefit	1	—
Terminated	Basic Death Benefit	Basic Death Benefit	1	10 Oct 2011
Terminated	Basic Death Benefit	Basic Death Benefit	1	18 Nov 2013
Terminated	Basic Death Benefit	Basic Death Benefit	1	—
Terminated	Basic Death Benefit	Basic Death Benefit	1	10 Oct 2011
Terminated	Basic Death Benefit	Basic Death Benefit	1	18 Nov 2013
Terminated	Basic Death Benefit	Basic Death Benefit	1	—
Terminated	Basic Death Benefit	Basic Death Benefit	1	10 Oct 2011
Terminated	Basic Death Benefit	Basic Death Benefit	1	—
Terminated	Basic Death Benefit	Basic Death Benefit	1	18 Oct 1999
Terminated	Basic Death Benefit	Basic Death Benefit	1	27 Sep 2010
Terminated	Basic Death Benefit	Basic Death Benefit	1	—
Terminated	Basic Death Benefit	Basic Death Benefit	1	18 Nov 2013
Terminated	Basic Death Benefit	Basic Death Benefit	1	—
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	1	—
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	1	30 Apr 2012
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	1	30 Apr 2012
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	1	30 Apr 2012
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	1	19 Feb 2013
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	1	19 Feb 2013
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	1	19 Feb 2013
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	1	30 Apr 2012
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	1	—
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	27 Sep 2010
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	29 May 2007
Terminated	Standard Death Benefit	Standard Death Benefit	1	15 Sep 2003
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	05 May 2008
Terminated	Standard Death Benefit	Standard Death Benefit	1	29 May 2007
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	22 Feb 2016
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	12 Jun 2017
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	—
Terminated	Standard Death Benefit	Standard Death Benefit	1	20 Feb 2018
Terminated	Standard Death Benefit	Standard Death Benefit	1	22 Feb 2016
Terminated	Standard Death Benefit	Standard Death Benefit	1	29 May 2007
Terminated	Standard Death Benefit	Standard Death Benefit	1	22 Feb 2016
Terminated	Standard Death Benefit	Standard Death Benefit	1	27 Sep 2010
Terminated	Standard Death Benefit	Standard Death Benefit	1	29 May 2007
Terminated	5% Roll up to age 80 or the Annual Ratchet to age 80 GMDB	5% Roll up to age 80 or the Annual Ratchet to age 80 GMDB	2	18 Oct 1999
Terminated	Annual Ratchet to Age 80 Enhanced Death Benefit	Annual Ratchet to Age 80 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 80 Enhanced Death Benefit	Annual Ratchet to Age 80 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 80 Enhanced Death Benefit	Annual Ratchet to Age 80 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 80 Enhanced Death Benefit	Annual Ratchet to Age 80 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	29 May 2007
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	15 Sep 2003
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	—
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	29 May 2007
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	29 May 2007
Terminated	Annual Ratchet to Age 85 Enhanced Death Benefit	Annual Ratchet to Age 85 Enhanced Death Benefit	2	29 May 2007
Terminated	Enhanced Death Benefit	Enhanced Death Benefit	2	—
Terminated	Greater of GMDB I	Greater of GMDB I	2	30 Apr 2012
Terminated	Greater of GMDB I	Greater of GMDB I	2	30 Apr 2012
Terminated	Greater of GMDB I	Greater of GMDB I	2	30 Apr 2012
Terminated	Greater of GMDB I	Greater of GMDB I	2	30 Apr 2012
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	2	—
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	2	19 Feb 2013
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	2	—
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	2	19 Feb 2013
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	2	—
Terminated	Ratcheted Death Benefit	Ratcheted Death Benefit	2	—
Terminated	Return of Premium Death Benefit	Return of Premium Death Benefit	2	21 Dec 2017
Terminated	Return of Premium Death Benefit	Return of Premium Death Benefit	2	20 Feb 2018
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	2	10 Oct 2011
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	2	10 Oct 2011
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	2	10 Oct 2011
Terminated	Return of Principal Death Benefit	Return of Principal Death Benefit	2	10 Oct 2011
Terminated	5% Roll-Up to Age 80 GMDB	5% Roll-Up to Age 80 GMDB	3	18 Oct 1999
Terminated	6% Roll-Up to Age 85 Enhanced Death Benefit	6% Roll-Up to Age 85 Enhanced Death Benefit	3	—
Terminated	6% Roll-Up to Age 85 Enhanced Death Benefit	6% Roll-Up to Age 85 Enhanced Death Benefit	3	15 Sep 2003
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	3	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	3	19 Feb 2013
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	3	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	3	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	3	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	3	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	3	19 Feb 2013
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	3	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	3	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	3	19 Feb 2013
Terminated	Greater of 3% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 3% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	29 May 2007
Terminated	Greater of 3% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 3% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	29 May 2007
Terminated	Greater of 3% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 3% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	29 May 2007
Terminated	Greater of 3% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 3% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	29 May 2007
Terminated	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	—
Terminated	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	—
Terminated	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	—
Terminated	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	—
Terminated	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	—
Terminated	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	—
Terminated	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	—
Terminated	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	—
Terminated	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	—
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	3	10 Oct 2011
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	3	30 Apr 2012
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	3	10 Oct 2011
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	3	30 Apr 2012
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	3	30 Apr 2012
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	3	10 Oct 2011
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	3	10 Oct 2011
Terminated	Highest Anniversary Value Death Benefit	Highest Anniversary Value Death Benefit	3	30 Apr 2012
Terminated	The Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	The Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	3	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	4	10 Oct 2011
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	4	10 Oct 2011
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	4	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	4	10 Oct 2011
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	4	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	4	10 Oct 2011
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	4	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	4	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	4	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	4	—
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	4	—
Terminated	GWBL Standard Death Benefit	GWBL Standard Death Benefit	4	—
Terminated	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	4	—
Terminated	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	4	—
Terminated	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	4	—
Terminated	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	4	27 Jul 2009
Terminated	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	4	15 Sep 2003
Terminated	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 5% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	4	—
Terminated	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	4	29 May 2007
Terminated	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	4	29 May 2007
Terminated	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	4	29 May 2007
Terminated	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	4	29 May 2007
Terminated	Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	4	—
Terminated	Greater of GMDB I	Greater of GMDB I	4	—
Terminated	Greater of GMDB I	Greater of GMDB I	4	—
Terminated	Greater of GMDB I	Greater of GMDB I	4	19 Feb 2013
Terminated	Greater of GMDB I	Greater of GMDB I	4	19 Feb 2013
Terminated	Greater of GMDB I	Greater of GMDB I	4	—
Terminated	Greater of GMDB I	Greater of GMDB I	4	19 Feb 2013
Terminated	Greater of GMDB II	Greater of GMDB II	4	30 Apr 2012
Terminated	Greater of GMDB II	Greater of GMDB II	4	30 Apr 2012
Terminated	Greater of GMDB II	Greater of GMDB II	4	30 Apr 2012
Terminated	Greater of GMDB II	Greater of GMDB II	4	30 Apr 2012
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	5	30 Apr 2012
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	5	30 Apr 2012
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	5	30 Apr 2012
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	5	30 Apr 2012
Terminated	GWBL Enhanced Death Benefit	GWBL Enhanced Death Benefit	5	—
Terminated	GWBL Standard Death Benefit	GWBL Standard Death Benefit	5	—
Terminated	GWBL Standard Death Benefit	GWBL Standard Death Benefit	5	—
Terminated	GWBL Standard Death Benefit	GWBL Standard Death Benefit	5	—
Terminated	GWBL Standard Death Benefit	GWBL Standard Death Benefit	5	—
Terminated	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	5	10 Jun 2009
Terminated	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	5	10 Jun 2009
Terminated	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	5	10 Jun 2009
Terminated	Greater of 4% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 4% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	5	—
Terminated	Greater of 4% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 4% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	5	29 Jun 2009
Terminated	Greater of 4% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 4% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	5	29 Jun 2009
Terminated	Greater of 4% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 4% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	5	—
Terminated	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	5	27 Jul 2009
Terminated	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	5	—
Terminated	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	5	15 Sep 2003
Terminated	Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	5	29 May 2007
Terminated	Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	5	29 May 2007
Terminated	Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	5	29 May 2007
Terminated	Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	Greater of 6-1/2% Roll-Up to Age 85 or Annual Ratchet to Age 85 Enhanced Death Benefit	5	29 May 2007
Terminated	Greater of GMDB I	Greater of GMDB I	5	10 Oct 2011
Terminated	Greater of GMDB I	Greater of GMDB I	5	10 Oct 2011
Terminated	Greater of GMDB I	Greater of GMDB I	5	10 Oct 2011
Terminated	Greater of GMDB I	Greater of GMDB I	5	10 Oct 2011
Terminated	Greater of GMDB II	Greater of GMDB II	5	—
Terminated	Greater of GMDB II	Greater of GMDB II	5	—
Terminated	Greater of GMDB II	Greater of GMDB II	5	—
Terminated	Greater of GMDB II	Greater of GMDB II	5	19 Feb 2013
Terminated	Greater of GMDB II	Greater of GMDB II	5	19 Feb 2013
Terminated	Greater of GMDB II	Greater of GMDB II	5	19 Feb 2013
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	6	29 May 2007
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	6	29 May 2007
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	6	29 May 2007
Terminated	Earnings Enhancement Benefit	Earnings Enhancement Benefit	6	29 May 2007
Terminated	GWBL Enhanced Death Benefit	GWBL Enhanced Death Benefit	6	—
Terminated	GWBL Enhanced Death Benefit	GWBL Enhanced Death Benefit	6	—
Terminated	GWBL Enhanced Death Benefit	GWBL Enhanced Death Benefit	6	—
Terminated	GWBL Enhanced Death Benefit	GWBL Enhanced Death Benefit	6	—
Terminated	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	6	—
Terminated	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	6	19 Jun 2009
Terminated	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	6	19 Jun 2009
Terminated	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	6	19 Jun 2009
Terminated	Greater of GMDB II	Greater of GMDB II	6	10 Oct 2011
Terminated	Greater of GMDB II	Greater of GMDB II	6	10 Oct 2011
Terminated	Greater of GMDB II	Greater of GMDB II	6	10 Oct 2011
Terminated	Greater of GMDB II	Greater of GMDB II	6	10 Oct 2011
Terminated	Protection Plus Benefit	Protection Plus Benefit	6	—
Terminated	Protection Plus Benefit	Protection Plus Benefit	6	15 Sep 2003
Terminated	GWBL Standard Death Benefit	GWBL Standard Death Benefit	7	29 May 2007
Terminated	GWBL Standard Death Benefit	GWBL Standard Death Benefit	7	29 May 2007
Terminated	GWBL Standard Death Benefit	GWBL Standard Death Benefit	7	29 May 2007
Terminated	GWBL Standard Death Benefit	GWBL Standard Death Benefit	7	29 May 2007
Terminated	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 4% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	7	10 Jun 2009
Terminated	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	7	19 Jun 2009
Terminated	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	7	19 Jun 2009
Terminated	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	7	19 Jun 2009
Terminated	GWBL Enhanced Death Benefit	GWBL Enhanced Death Benefit	8	29 May 2007
Terminated	GWBL Enhanced Death Benefit	GWBL Enhanced Death Benefit	8	29 May 2007
Terminated	GWBL Enhanced Death Benefit	GWBL Enhanced Death Benefit	8	29 May 2007
Terminated	GWBL Enhanced Death Benefit	GWBL Enhanced Death Benefit	8	29 May 2007
Terminated	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	8	19 Jun 2009
Terminated	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	8	27 Jul 2009
Terminated	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	8	27 Jul 2009
Terminated	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB I	8	14 Sep 2009
Terminated	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 4.5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	9	19 Jun 2009
Terminated	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	9	27 Jul 2009
Terminated	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	9	14 Sep 2009
Terminated	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	Greater of 5% Roll-Up to Age 80 or Annual Ratchet to Age 80 GMDB II	9	27 Jul 2009