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Variable Annuity
Rider multipliers
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Nirmala
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PI
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Protected Income Value
Modified 6 months ago
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DTCC ID
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RIDER TYPE
GLWB
COMPANY
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INCEPTION
Feb 26, 2013
Details
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Edit Rider Multiplier
Identity
NAME
*
MULTI ATTR NAME
RIDER TYPE
*
GLWB
GMAB
GMIB
GMWB
PRODUCT POLICY TYPE
*
Fixed Annuity
Indexed Annuity
RILA
Variable Annuity
FORMULA
— None —
INCEPTION DATE
*
Details
MULTI %
BENE MULTIPLIES
Benefit Base
Guaranteed Lifetime Withdrawal Payment
MAX DURATION BENEFIT
TERM
Age
Contract year
Days
Months
Years
Age
MIN AGE
MAX AGE
AGE BASED ON
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Annuitant
Non-Qualified
Owner
Owner & Annuitant
Qualified
Wait / Elimination
WAIT DURATION
WAIT TERM
Age
Contract year
Days
Months
Years
ELIMI DURATION
ELIMI TERM
Age
Contract year
Days
Months
Years
ELIMI OUT OF
Applicability
While Eligible
Confi Nur Home
Confi Hospital
Confi Ass Living
Exceptions
State Availability
Exception
Hawaii (HI)
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Not available in states
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Notes
MULTI ATTR DESC
Allianz Income Multiplier Benefit is a built-in-benefit that can increase the income withdrawals when it is required the most. It allows to withdraw up to double the annual maximum amount, if the owner is confined to a nursing facility, hospital or assisted living facility or be unable to perform two of the six activities of daily living (ADLs) or severe cognitive impairment (state of California only). Rider terminates on an earliest of the 1) contract terminates 2) PIV rider terminates 3) Contract anniversary on or after the date on which the accumulation value becomes zero.
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