The Hartford's Lifetime Income Foundation - GMWB

Benefit provide a series of Lifetime Benefit Payments payable in each contract year following covered life's Eligibility Withdrawal Year until death of owner.,Upon election of Enhanced Surrender Value, Issuer will pay the Enhanced Surrender Value amount which is the greater of a) contract value on the full surrender date (any surrender charges and fees upon surrender will be waived); or (b) contract value on the full surrender date plus 10% of the payment base subject to a cap of 90% of the payment base (any surrender charges and fees upon surrender will be waived). This rider also provides a death benefit.