Spousal Highest Daily Lifetime 7 Plus

The rider provides a guaranteed annual lifetime withdrawal benefit equal to a percentage of the initial benefit base for the lives of two spouses. Lifetime Withdrawals can begin at any time and the company allows a one-time Non-Lifetime Withdrawal prior to taking Lifetime Withdrawals under the benefit.,If Spousal Highest Daily Lifetime 7 Plus with Beneficiary Income Option is elected periodic value will stop to be determined on the earlier of first Lifetime Withdrawal or the 10th rider anniversary and no guaranteed minimum Periodic Values on the 20th and 25th Anniversary will be available. The rider provides a death benefit in addition to the base contract death benefit.